Will Damage to Personal Property Be Included in My Uber Accident Claim?

Riding an Uber has become a very common way of getting around when you don’t have your own ride or when you leave your car at home. The fees are affordable, and the riders have a comfortable means of going to where they need to go. 

Although they do accumulate more experience than other drivers, Uber drivers still get involved in accidents from time to time. However, Uber accidents are not like regular collisions, at least when it comes to liability. A lot of people think that if they get in a crash as an Uber passenger it if they get hit by an Uber driver, they can just sue the company. That's not always the case.  

Here's a more specific situation: what happens to your damaged or shattered goods, such as your smartphone, when you get involved in an Uber accident? Will you be compensated for them along with your injuries? 

What is the Uber Policy in Case of Accident?

Uber’s insurance generally covers property damage, which is damage to your tangible property, whether it’s another car, your clothes, or your smartphone. Uber will compensate for the cash value of the damaged property once you can provide evidence of its value and the inflicted damage.

It is important to note that when it comes to what Uber covers in case of an accident are related to how the service works. Uber drivers are insured by Uber, but they are also expected to be covered by a personal insurance policy. The insurance limits and conditions are influenced by what they were doing at the time of the accident: were they driving a passenger or were they waiting for someone to request a ride? This is established by checking the app to see if someone had an active ride at the time of the accident.

If your smartphone was damaged, taking pictures could be sufficient. However, an expert evaluation of the damage will serve as stronger evidence. A cracked screen might be solved just by replacing it, but it might hide extensive damage to other hardware of the phone. Take your phone to your provider and get documented evidence the damage it’s value.

Be sure to mention that you were involved in a car accident and that your phone was damaged directly by the impact of the car crash, or by another event that is directly caused by the accident.

Should You Get a Lawyer for a Property Damage Claim?

It’s very like that your smartphone was not the only thing that was damaged in the Uber accident. If you have also sustained physical injuries, hiring an Uber car accident lawyer is a very wise choice. Regardless of how you feel immediately following the accident, it is important to seek medical attention and speak with an experienced attorney as soon as possible to protect your legal rights. Injuries are not allows immediately evident right after the accident.

Give us a call 24/7 at (314) 361-4242 for a FREE case evaluation.

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